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DEPOSIT RATE SHEET
Community Bank 0f the Bay - Main Office
1750 Broadway, Oakland, CA 94612
(510) 433-5400
December 22 , 2008
This Rate Chart contains information about
interest rates and Annual Percentage Yields (APY) for
some of the accounts we offer. Please be aware that
when we describe an account term in a range of months
or days, the annual percentage yield stated describes
the high point of that range.
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.
Community Bank of the
Bay offers up to $50 million in FDIC protection through
CDARS.
| Product
Name |
Min./Opening |
Minimum
Balance
to Obtain APY |
Int.
Rate |
APY |
| Silver Checking |
$500 |
|
0.10% |
0.10% |
| Monogram Interest
Checking |
$500 |
|
0.10% |
0.10% |
| Monogram Money
Market |
$500 |
Tiered Rate |
|
|
Daily Balances of:
|
|
|
|
|
Up to $ 9,999.99
|
|
|
0.25% |
0.25% |
$10,000 - 24,999.99
|
|
|
0.50% |
0.50% |
$25,000 - 99,999.99
|
|
|
0.70% |
0.70% |
| $100,000 and up |
|
|
0.85% |
0.85% |
| Essential Savings |
$500 |
|
0.10% |
0.10% |
| 03 to 05 Month
Certificate of Deposit |
$1,000 |
|
|
|
Daily Balances of:
|
|
|
|
|
Up to $99,999.99
|
|
|
1.00% |
1.01% |
| $100,000 and up |
|
|
1.04% |
1.05% |
| 06
to 11 Month Certificate of Deposit |
$1,000 |
|
|
|
Daily Balances of:
|
|
|
|
|
Up to $99,999.99
|
|
|
1.19% |
1.20% |
| $100,000 and up |
|
|
1.24% |
1.25% |
| 12 To 23 Month
Certificate of Deposit |
$1,000 |
|
|
|
Daily Balances of:
|
|
|
|
|
| Up to $99,999.99 |
|
|
1.59%
|
1.60% |
| $100,000 and up |
|
|
1.64% |
1.65% |
| 24 to 35 Month
Certificate of Deposit |
$1,000 |
|
|
|
Daily Balances of:
|
|
|
|
|
Up to $99,999.99
|
|
|
1.98% |
2.00% |
| $100,000 and up |
|
|
2.03% |
2.05% |
| 36 to 47 Month
Certificate of Deposit |
$1,000 |
|
|
|
Daily Balances of:
|
|
|
|
|
Up to $99,999.99
|
|
|
1.98% |
2.00% |
| $100,000 and up |
|
|
2.03% |
2.05% |
| 48 to 59 Month
Certificate of Deposit |
$1,000 |
|
|
|
Daily Balances of:
|
|
|
|
|
Up to $99,999.99
|
|
|
1.98% |
2.00% |
| $100,000 and up |
|
|
2.03% |
2.05% |
| 60 Month &
Over Certificate Deposit |
$1,000 |
|
|
|
Daily Balances of:
|
|
|
|
|
Up to $99,999.99
|
|
|
1.98% |
2.00% |
| $100,000 and up |
|
|
2.03% |
2.05% |
| IRA Certificate
12 Month |
$500 |
|
1.78% |
1.80% |
| IRA Certificate
18 Month |
$500 |
|
1.88% |
1.90% |
| IRA Certificate
24 Month |
$500 |
|
1.88% |
1.90% |
| 6 Month Flexible
Certificate of Deposit |
$2,500 |
|
1.00% |
1.00% |
| 12 Month Flexible
Certificate of Deposit |
$2,500 |
|
1.34% |
1.35% |
| Community Business
Interest Checking |
$1,000 |
|
0.10% |
0.10% |
| Community Business
Money Market |
$1,000 |
Tiered Rate |
|
|
Daily Balances of:
|
|
|
|
|
Up to $ 9,999.99
|
|
|
0.25% |
0.25% |
$10,000 - 24,999.99
|
|
|
0.50% |
0.50% |
$25,000 - 99,999.99
|
|
|
0.70% |
0.70% |
| $100,000 and up |
|
|
0.85% |
0.85% |
| Community Business
Savings |
$500.00 |
|
0.10% |
0.10% |
A penalty will be imposed for early withdrawal of
certificate of deposit.
The interest rate and annual percentage yield may change
after account opening except for certificates with a
fixed rate and fixed maturity.
*Offer valid in conjunction with at least one other
account relationship with the Bank.Call for additional
details.
** Maturity subject to change without prior notice.Call
for additional details.
Fees could reduce the earnings on the
account.
Interest Rates And Annual Percentage Yields are Current
as of 12-22-2008
For current rate information call (510)
433-5400.
Member
FDIC
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