Business Loans Products

Revolving Lines of Credit
This flexible, unsecured credit line assures you’ll have a dependable source of financing.

Equipment Loans
We provide term loans to finance new or used equipment or vehicles for your business.

Accounts Receivable Financing
Get cash for your accounts receivables now instead of waiting 30 to 90 days to be paid by your customers.

Term Loans
We can structure a term loan to support your working capital needs and strengthen your financial position.

Construction Loans
We can help finance the construction of your residential development or commercial property.

Mini Perm Commercial Real Estate Loans
If you’re a commercial property owner, this shorter term loan with long-term amortization may provide the financing flexibility you need.

SBA Guaranteed Loans
These loans are specially designed to give well-managed but undercapitalized companies the long-term financing they need to strengthen their financial health.

Leasing
We provide attractive equipment leasing arrangements through our partnerships with some of the state’s premiere leasing providers.

State of California Guaranteed Loans
Similar to SBA loans, these state-guaranteed loans offer more flexibility, faster turnaround for undercapitalized companies that will generate employment and benefit their community.

Business Manager Receivable Financing
This financing option is an attractive alternative for businesses, like employment agencies and trucking companies, which have significant upfront cash requirements.

Oakland Arena Club Seat Financing Program
Community Bank of the Bay helps make club seats easily affordable!

Community Bank of the Bay and The Oakland Arena announced their partnership to help finance your club seat purchase. The 'Easy Pay' Club Seat Financing Program is perfect for individuals or companies looking to spread out the cost of membership into easily affordable monthly payments. The application process is quick and easy, where qualified applicants are approved in less than 24 hours! To see if you qualify, simply HERE for application instructions.

Initial Requirements

  • Completed Business Loan Application
  • Most recent balance sheet and income statement for business
  • Last two years fiscal year end financial statements for business
  • Last two years tax returns for business
  • Most recent accounts receivable aging for business
  • Most recent accounts payable aging for business
  • Personal financial statement for principals
  • Last two years tax returns for principals

Business Loan Documents

CBB Disclosures.pdf
CBB Business Loan Application.pdf
CBB Business Loan Checklist.pdf
CBB Personal Financial Statement.pdf

 
 


© Copyright 2007 - All Rights Reserved
Community Bank of the Bay
Privacy Statement - Send Us a Message
Member
FDIC