In the state of California, as of December 1st 2004, the site below allows consumers to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

www.annualcreditreport.com

Consumers can also request a report by phone or mail. Periodical review and monitoring credit report is an effective tool in fighting identity theft.

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
(877) 322-8228

You can also contact consumer credit reporting companies directly:

Equifax
(800) 685-1111
www.equifax.com

Experian
(888) 397-3742
www.experian.com

TransUnion
(800) 916-8800
www.transunion.com